100Mbps is your Ethernet speed, not your actual line speed. I currently have crap connection since I moved to a new apartment and im using thier free service but I shall be getting a nice 2Mbps connection next week. 100Mbps connection would cost you over one thousand a month...
Cable is usually 1.5Mbps sometimes 2Mbps (like mine) but sometimes lowered to 784Kbps down and commonly 384Kbps up. Problem with cable is that if your area is heavy on cable users your speeds will deminish.
ADSL on the otherhand rarely goes up to 1.5Mbps and is usually at 784Kbps down and 256Kbps Up. Reason is that ADSL is highly defined by the users distance to the central HUB(ISP).
Reason the Upload is lower then the download is to discourage people from pirating but the major players usually dont mind spending extra money on SDSL which offers download and upload of the same speed.
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