hey well turn down the model textures to high or normal for a 128 mb card and even possibly for a 256 mb card ive heard needs it done and do the same with the general textures option in performance to high or normal. this might fix your crashes but it also helps the freakin generic mouse stutter problem for example your moving your mouse left or right on a certain board in cod and it stutters a little bit each time this will help.
u might even b able to put general to extreme and model to high and have no stuttering thats wht i do usually adn get hardly any stuttering at all.
if u got a ati card well like u said hellslayer its y u r gettin the crashes from the drivers and or the card by ati prob the drivers they have had a big prob with them and cod but get 3.10's which i think u got already anyway!
the 256 mb cards regardles whether its a freakin weak geforce 5200 ultra or a radeon 9800 pro 256mb can handle the extra textures for models and general better cause of there 256 mb of video memory. but 128 mb and less should put models on high or normal and general on high, normal, or extra!
peace hope this helps let me nooooooooooooo!
i got mine on high for models and extra for general but little stutter when playin online with extra on certain boars especially the snow one which i forget wht its called! so i might goto high for general too multiplayer wise!
p4 2.6 ghz
msi neo2 865pe
ati radeon 9800 pro 128mb (only paid $268 for back in november)

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2/256mb ddr 400 geil golden dragon series dual channel mode performance mode enabled
120 gb western digital hd 8mb cache
logitech 640 5.1 surrond sound speakers (only paid $47 for)

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